Journal of Resource Management and Decision Engineering 4 Serial Number 11 2025 06 23 The Effect of Financial Intelligence on Financial Performance Considering the Mediating Role of Financial Decision-Making and Organizational Innovation The Effect of Financial Intelligence on Financial Performance Considering the Mediating Role of Financial Decision-Making and Organizational Innovation 1 8 10.61838/kman.jrmde.4.2.15 EN Journal Article 2025 02 01 <p>The aim of this study is to examine the impact of employees’ financial intelligence on the financial performance of organizations, taking into account the mediating roles of financial decision-making and organizational innovation. Individuals with higher levels of financial intelligence are capable of making better financial decisions and enhancing organizational innovation, which ultimately leads to improved financial performance. This research is descriptive-survey in nature and applied in its objective. The statistical population includes senior executives, managers, and financial heads of companies operating within a financial holding. Data were collected using standardized questionnaires on financial intelligence, financial decision-making, organizational innovation, and financial performance. Structural equation modeling was employed for data analysis using LISREL software. The results indicated that financial intelligence has a positive and significant effect on the organization’s financial performance. Additionally, the mediating roles of financial decision-making and organizational innovation in this relationship were confirmed. In other words, individuals with higher financial intelligence make more effective financial decisions and foster organizational innovation, both of which ultimately lead to enhanced financial performance. Therefore, improving financial intelligence through training and strengthening financial decision-making skills can lead to better financial performance in organizations. Furthermore, emphasizing organizational innovation as a key factor in financial success is recommended. Accordingly, organizations should develop strategies to enhance managers’ financial intelligence and create an innovative environment.</p> https://www.journalrmde.com/index.php/jrmde/article/download/115/113